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20120924
20121002
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of better than what the president has put forward. we heard governor romney say just what the housing market hit bottom. that is the something the president will let happen. that is why the president has been talking refinancing. >> before this election, what grade would you get yourself and your agency? >> clearly, if you look at where the housing market is in the improvements that have happened, there is no question, i will let others assign letter grades, that is not my job. there are things we have done that worked very well. refinancing is an area where we made changes last year. we have far more people participate than expected. there are other things we have done that have fallen short. we have gone to other programs and made changes. those are now working effectively. the big question is not what letter grade you give. tt is whether home owners are better off and whether we are making a difference in their lives. housing prices have been up substantially. 1.3 million families have gotten back above water on their mortgages. we had about $860 billion of new home equity created in the
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